XRP price is trading near $1.39 with a 4% 24-hour gain as a prediction brace for what could be the most consequential month in Ripple’s regulatory history. Brad Garlinghouse has once again moved the goalposts on the CLARITY Act timeline.
Speaking at the Semafor World Economy Summit yesterday, Garlinghouse confirmed the end-of-May target for the CLARITY Act, citing near-resolution of the stablecoin yield dispute that has stalled the bill since January.
A White House Council of Economic Advisers report found that a full ban on stablecoin yields would cost consumers $800 million annually while adding just 0.02% to bank lending capacity. It’s a finding that appears to have softened opposition significantly.
Support is no longer fringe either. Coinbase, Treasury Secretary Bessent, and SEC Chair Atkins all publicly backed the bill last week. This is, notably, the third time Garlinghouse has extended his deadline, from 80% confidence in April (stated in February) to end-of-May on March 27, to reconfirming that same end-of-May window at Semafor.
The Senate Banking Committee is targeting a late April markup. If that holds, the legislative clock is tighter than the market has priced in.
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XRP Price Prediction: $10 Once the CLARITY Act Passes?
XRP is consolidating, holding above the critical $1.30 psychological support that has acted as a floor through multiple retests since March. Volume remains elevated relative to the 30-day average, suggesting accumulation is still ongoing.
The scenario breakdown is binary, and analysts are frank about it. The dual-scenario analysis outlines a bull case pushing toward $5–$8 on confirmed passage, driven by institutional inflows unlocked by permanent commodity-status clarity.
Standard Chartered’s $8 target carries similar conditions: full legislative passage plus broader macro recovery. The $10 figure circulating in crypto social feeds assumes maximum institutional re-rating in the months following passage, possible, but not a consensus forecast.
If the CLARITY Act passes in May, XRP needs to test the $2 level through Q3 as institutional desks begin allocating. Or another delay with outright legislative failure could flush XRP back toward $1.2.
Watch $1.5 as the immediate resistance. A weekly close above it would shift momentum indicators bullish heading into the May catalyst window.
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Bitcoin Hyper Is The Play While XRP Awaits Congressional Timing
XRP’s upside is real, but it’s locked behind a Senate vote. For traders who’ve already sized their XRP position and are watching Washington for permission to move, the waiting is the hard part. Capital sitting idle ahead of a binary event has a cost.
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Staking is also live with a high 36% APY bonus, giving presale participants yield exposure while the broader market resolves its regulatory questions. The project is Bitcoin Hyper, ticker $HYPER.
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